*Scenario Planning--After a flood occurs, many people buy flood insurance. Similarly, "scenario planning"--preparing responses to imagined changes in conditions--typically increases after a crisis. A 2002 survey showed an upswing in scenario planning to 70% among business executives following the attacks of September 11. It is expected that many firms will adopt this practice because of the 2009 recession. 

*401(k) Losses--Participants in a 401(k) plan had nine investment options, including company stock. When business dealings caused the stock value to plunge, the participants sued the company. But the district court ruled that the employer was not liable for the losses. Reason: The company provided adequate information about the 401(k) investment choices and the risks. Also, plan participants had other options.

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